What are Statutory Accident Benefits and what do they cover
Statutory Accident Benefits, or SABS, pay for expenses related to car accident injuries in Ontario. The coverage pays for health costs NOT covered by OHIP or the government. These benefits offer support to victims recovering from injury and help with related income expenses. The SABS schedule is a form of no-fault insurance, which is mandatory and included in standard car insurance. As such, certain benefits are available to anyone injured in a car accident, regardless of who is at fault.
So, what kinds of benefits are available? SABS cover the following:
Income replacement as a result of not being able to work.
A caregiver if you can no longer provide care for dependents as a result of catastrophic injuries.
Non-earner benefits if you don’t qualify for income replacement because of being a student or self-employed.
Expenses related to medical and rehabilitation care, as well as surgical, hospital, medication, physio etc.
Attendant care if you require long-term aid.
Death and funeral expenses.
Additional SABS are also available to assist those recovering:
Childcare expenses for stay-at-home parents unable to care for their children.
Assistance expenses to help an injured person while at home.
Repair or replacement of eyeglasses, clothing and other personal items damaged in the accident.
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During your initial strategy session, we will assist you in creating a strategy in how to best pursue your claim, whether it be the result of a car accident claim, 18 wheeler injury, or, other kind of personal injury claim.
There are 5 points to your free claim strategy session:
First, we will listen to your story. You will have a chance to tell everything to someone who wants to hear what happened to you.
Based on the information you provide, we will give you our best advice on both what claims you have and the next steps you should consider to go forward with your claim.
If you claim is something that we think we can help you with, we will explain the services that we can provide for you, and what the next steps are that we should take. We will start working immediately.
If your matter is something that we do not think we can help you with, then we will attempt to put you in contact with another lawyer that might be able to help you.
Either way, what should happen is we will put to rest some of the unknowns that you may be experiencing. We will start to shed light on what you can expect and how to best pursue the benefits you deserve.
Auger Hollingsworth Personal Injury Lawyers represents injured people across Ontario. Note: This website provides information but not legal advice. Contact a lawyer for legal advice about your case. Every case is different.