A caller to our Ottawa accident lawyer today asked a question. “Have I protected myself against the expiry of the limitation period if I have written to, and am in negotiations with, the insurance company?”
Answer: No. The only way to protect your limitation period is to have a statement of claim or notice of action filed with the court. Starting a lawsuit is the only protection against the expiry of the statute of limitations.
Most accident claims for adults in Ontario (but not all, so contact a lawyer) expire after 2 years from the date of the accident.