Determining compensation for a Mississauga car accident case
Normally, the compensation you are due involves discussion and negotiations with the insurance company. Alternatively, if the accident involved an uninsured or unidentified driver (who fled the scene), a claim may need to be made with the Motor Vehicle Accident Claims (MVAC) fund.
All drivers in Ontario must carry at least $200,000 in liability coverage to cover injuries caused to other people but not everyone follows the rules.
The total amount of compensation you can claim in a Mississauga car accident case will depend on the extent of your injuries and their impact on the future, the insurance status of the liable party/parties, how many at-fault parties there are, and other factors.
Every third-party liability case is unique and determining a precise amount of compensation is impossible without knowing the circumstances. A seasoned car accident lawyer will be able to calculate a rough estimate based on past cases.
Types of compensation
Generally speaking, you can claim some or all of the following types of compensation in Ontario:
- Medical expenses
- Lost income and benefits
- Lost earning capacity/loss of opportunity
- Loss of enjoyment of life
- Pain and suffering (in the case of permanent, serious disfigurement or permanent or serious impairment of an important function)
- Any other expenses or financial losses
If your family members need to provide care for you because of your injuries, they may also be entitled to compensation.
Bear in mind that third-party liability claims take time to process and this can lead to financial hardship for victims, who must often pay significant medical bills.