Why Minor Injuries Deserve Major Attention in Ontario Accident Claims

Whiplash. Soft tissue damage. Sprains. Headaches. These are often dismissed as “minor injuries”—but the pain and disruption they cause can be anything but minor. And in Ontario’s personal injury system, labeling something as “minor” can limit your compensation in ways that hurt your recovery.

Under Ontario’s no-fault insurance system, most “minor” injuries are categorized under the MIG (Minor Injury Guideline). The MIG applies to injuries such as sprains, strains, whiplash, contusions, abrasions, and other soft tissue injuries that are expected to heal without complication. Once placed in the MIG, your medical and rehabilitation benefits are capped—typically to a total of $3,500. You may also face additional restrictions on the types of treatments available and the ability to seek compensation for pain and suffering.

However, the reality is that many so-called “minor” injuries don’t heal quickly or completely. Chronic pain can develop. Psychological effects like anxiety or depression can arise. You may find yourself unable to return to work or enjoy the activities you once did. If that happens, it’s critical to prove that your injuries are more serious than initially assessed.

At Auger Hollingsworth, we push back against automatic MIG classifications. We’ve helped countless clients demonstrate that their so-called minor injury actually caused significant interference with their lives—and therefore deserves more support. Whether it’s chronic pain, psychological symptoms, or delayed recovery, we help build the evidence to move your claim outside the MIG and into the proper benefit category.

You shouldn’t be dismissed just because your injuries don’t show up on an X-ray. If you’re hurting, you deserve help. And early legal advice can make a huge difference.

📞 Call Auger Hollingsworth today at 613-233-4529 or visit ahinjurylaw.com to find out if your “minor” injury qualifies for major compensation.