What are Statutory Accident Benefits and what do they cover

What are Statutory Accident Benefits

Statutory Accident Benefits, or SABS, pay for expenses related to car accident injuries in Ontario. The coverage pays for health costs NOT covered by OHIP or the government. These benefits offer support to victims recovering from injury and help with related income expenses. The SABS schedule is a form of no-fault insurance, which is mandatory and included in standard car insurance. As such, certain benefits are available to anyone injured in a car accident, regardless of who is at fault.

So, what kinds of benefits are available? SABS cover the following:

  • Income replacement as a result of not being able to work.
  • A caregiver if you can no longer provide care for dependents as a result of catastrophic injuries.
  • Non-earner benefits if you don’t qualify for income replacement because of being a student or self-employed.
  • Expenses related to medical and rehabilitation care, as well as surgical, hospital, medication, physio etc.
  • Attendant care if you require long-term aid.
  • Death and funeral expenses.

Additional SABS are also available to assist those recovering:

  • Childcare expenses for stay-at-home parents unable to care for their children.
  • Assistance expenses to help an injured person while at home.
  • Housekeeping costs.
  • Repair or replacement of eyeglasses, clothing and other personal items damaged in the accident.

Here https://ahinjurylaw.com/wp-content/uploads/2022/01/AB-Infographic-2020.pdf is a full list of SABs and the potential financial support you could receive.

About the Author: Brenda Hollingsworth

Brenda Hollingsworth co-founded Ottawa’s Auger Hollingsworth in 2005 with her husband Richard Auger. Together, their mission was to create a personal injury law firm for Eastern Ontario that is unrivalled in the province for customer service and legal expertise. Brenda was named an Ottawa Business Journal Forty Under 40 award recipient and took home the Women’s Business Network’s Businesswoman of the Year award in the Professional category. She was also recognized as one of Ottawa Life Magazine’s “Top 50 People in the Capital.” She is often quoted as an expert and has appeared in media outlets such as CTV, The Globe and Mail, National Post, Ottawa Citizen, Sun Media, CBC, Toronto Star, Montreal Gazette, CFRA and many legal publications.

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