Removing the pain from claiming Long-Term Disability.
Having a long-term disability claim denied is a lot like adding insult to injury – especially when short-term disability runs outs. Yet, there are several ways to take the pain out of long-term disability (LTD), starting with how you gather information.
According to Auger Hollingsworth co-founder Brenda Hollingsworth, clients can increase their chances of receiving LTD by being proactive about the required forms.
“One of main reasons LTD is denied is there is insufficient or missing information when the form is filled out by a family doctor,” she says. “It’s very important to let the staff at the doctor’s office know the nature of the appointment, and to bring as much information and evidence of your symptoms as you can. Some family doctors do a wonderful job of filling out the forms, but others are very rushed and busy, and that’s where the problems start.”
She also notes that LTD claims require patients to be under the care of a family doctor, which many people do not have. In those instances, she says it’s a good idea to proactively visit the same walk-in clinic over time and when booking, attend the clinic in the hours the same doctor is working, so when it comes to filling out the forms, the physician has a bit of history.
In some cases, LTD will be approved for someone suffering with cancer, but denied for a person with debilitating sleep apnea. As soon as LTD is denied, Brenda urges Ontarians to immediately call a personal injury lawyer, because there are often very specific timelines in place for application.
“Sometimes, it’s an easy fix for us. Otherwise, when a personal injury lawyer gets involved, the long-term disability companies can often want to resolve the matter quickly. When we start a lawsuit, the in-house defence lawyer might call us immediately and we can often get a settlement or mediation meeting straight away.”
Want to learn more? Check out these informative interviews about long-term disability.
”Just wanted to take a minute and thank you for your advice and expertise in all aspects of taking care of my best interests. I will continue to send clients that I think are true people not people just looking to make a quick buck by faking or trying to pull a fast one. I have sent two and both were accepted as far as they have told me and i hope things turn out well for all parties concerned.”
“I would like to take this time to thank you for your support, and above all your compassion for people’s feelings, and your helpful staff, always cheerful. I really enjoyed working with you. Brenda, I am happy you were there for me. Thanks so much.”
During your initial strategy session, we will assist you in creating a strategy in how to best pursue your claim, whether it be the result of a car accident claim, 18 wheeler injury, or, other kind of personal injury claim.
There are 5 points to your free claim strategy session:
First, we will listen to your story. You will have a chance to tell everything to someone who wants to hear what happened to you.
Based on the information you provide, we will give you our best advice on both what claims you have and the next steps you should consider to go forward with your claim.
If you claim is something that we think we can help you with, we will explain the services that we can provide for you, and what the next steps are that we should take. We will start working immediately.
If your matter is something that we do not think we can help you with, then we will attempt to put you in contact with another lawyer that might be able to help you.
Either way, what should happen is we will put to rest some of the unknowns that you may be experiencing. We will start to shed light on what you can expect and how to best pursue the benefits you deserve.
Auger Hollingsworth Personal Injury Lawyers represents injured people across Ontario. Note: This website provides information but not legal advice. Contact a lawyer for legal advice about your case. Every case is different.