Hoping It Will Go Away? Why Ignoring an LTD Denial in Ontario Can Destroy Your Claim

If your long-term disability benefits have been denied or cut off, you may feel stuck. Maybe you’re hoping your insurance company will reconsider. Maybe you’re too overwhelmed to take the next step. But waiting almost always works against you.

At Auger Hollingsworth, we work with Ontarians every day who were wrongly denied LTD benefits. The most common regret we hear? “I waited too long.”

LTD claims are governed by deadlines—both in the insurance policy and in Ontario’s legal system. If you don’t act quickly, you could miss your right to appeal or sue. Worse, delays make insurers more skeptical of your claim. They may argue that if your disability was real, you would have taken action sooner.

We understand the stress and fatigue that comes with being denied the support you paid for. But what we also see is how quickly that stress lifts when people finally know what to do. Once you understand the deadlines, the evidence needed, and the strategy to pursue, you can breathe again. You feel informed. You feel seen. And most importantly, you feel supported.

📞 Call Auger Hollingsworth at 613-233-4529 or visit ahinjurylaw.com for a free, confidential consultation.