You have had a serious accident in Ottawa or elsewhere in Ontario which you are handling without the assistance of an experienced personal injury lawyer on your side.
With all of the stress that comes along with a car accident and its results, one of the last things you want is for your legal process to drag on. You naturally want the whole Ottawa accident and insurance settlement over and done with so you can get back to your normal life. The problem is though, your normal life is continually affected by the accident by an induced injury. As much as you want the insurance company to go away, you equally so want the pain to go away.
One trap that many Ottawa personal injury claimants fall into is the one set by the insurance adjusters to get you to settle the case quickly. While it may seem like a good deal to just get your Ottawa accident case over with, you almost definitely would not be getting all the compensation that you could. There are many reasons for this; most of which come to light with time. Many of which can be sorted out by your Ottawa personal injury lawyer without you feeling all of the pressure. Many injuries resulting from an Ontario car accident are slow to appear in their full extent. Thus, by settling quickly, you would be disqualified from claiming any insurance compensation for later appearing injuries, which are usually the ones that stick around for longer.
In almost all cases where you are a driver or a pedestrian, the issue of liability is not clear cut. The other party will try to prove that you were at fault, at least slightly, in order to save their own case. This process has a tendency to drag on while both sides are trying to provide sufficient evidence to avoid liability. Once again, by accepting a quick settlement from the insurance company you are often giving up your right to a final verdict on liability.
To put pressure on you, the insurance claims adjuster will probably give you an offer with a time limit and the threat that after this time passes they will close your file. As long as your limitation period of two years from the date of the accident hasn’t passed, there is no way that the insurance company can ‘close your file.’ This is a scare tactic they use to get you to settle quickly, quietly, and for the amount that they determine. Keep in mind that once the two years are getting close to expiring, most Ottawa lawyers will not be willing to take your case, so it is best to visit a lawyer early to get the ball rolling.
Try not to feel pressured by the Ontario insurance company to settle immediately if you do not feel that that is the best option for yourself. Don’t be afraid to contact an Ottawa lawyer to discuss your options. For more information, contact the Ottawa injury lawyers at Auger Hollingsworth by email [email protected] or by phone at (613) 233-4529.